Last updated: January 1, 2026
Acceptance of Terms
By using this website, you agree to these Terms and Conditions. If you do not agree, please do not use the site or submit your information.
Use of the Website
The site is provided for general informational and lead-generation purposes related to health insurance services. You agree not to misuse the site, interfere with its operation, or submit false information.
Quotes and Coverage
Any quote or coverage discussion is based on the information you provide and may change after underwriting, eligibility review, or carrier rules. We do not guarantee approval, enrollment, or specific pricing.
SMS / Text Messaging Terms
- Text message consent is optional and is collected through separate unchecked opt-in checkboxes.
- Consent is not required to purchase goods or services.
- Message frequency may vary.
- Message and data rates may apply.
- Reply STOP to opt out and HELP for assistance.
- Marketing-related mobile information will not be sold or shared with third parties for promotional or marketing purposes.
Intellectual Property
All site design, content, graphics, and code structure are owned by or licensed to Monarch Life Group, unless otherwise stated.
Limitation of Liability
To the fullest extent allowed by law, Monarch Life Group is not liable for indirect or incidental damages resulting from use of the site or reliance on general content provided here.
Contact
Questions about these terms may be directed to +1 (908) 531-0338 or support@wilsonrios-monarchlifegroup.com.